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<article article-type="research-article" dtd-version="1.2" xml:lang="ru" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink"><front><journal-meta><journal-id journal-id-type="issn">2409-1634</journal-id><journal-title-group><journal-title>Research result. Economic Research</journal-title></journal-title-group><issn pub-type="epub">2409-1634</issn></journal-meta><article-meta><article-id pub-id-type="doi">10.18413/2409-1634-2018-4-2-0-5</article-id><article-id pub-id-type="publisher-id">1414</article-id><article-categories><subj-group subj-group-type="heading"><subject>FINANCE</subject></subj-group></article-categories><title-group><article-title>Evaluation the activities of the commercial banks  of the Russian federation based on the camels model</article-title><trans-title-group xml:lang="en"><trans-title>Evaluation the activities of the commercial banks  of the Russian federation based on the camels model</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Gorbunova</surname><given-names>Elena Igorevna</given-names></name><name xml:lang="en"><surname>Gorbunova</surname><given-names>Elena Igorevna</given-names></name></name-alternatives><email>gorbunova_e@bsu.edu.ru</email></contrib><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Alnakula</surname><given-names>Majd</given-names></name><name xml:lang="en"><surname>Alnakula</surname><given-names>Majd</given-names></name></name-alternatives><email>maged.Alnakola@gmail.com</email></contrib><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Veretennikova</surname><given-names>Iraida I.</given-names></name><name xml:lang="en"><surname>Veretennikova</surname><given-names>Iraida I.</given-names></name></name-alternatives><email>Veretennikova_I@bsu.edu.ru</email></contrib></contrib-group><pub-date pub-type="epub"><year>2018</year></pub-date><volume>4</volume><issue>2</issue><fpage>0</fpage><lpage>0</lpage><self-uri content-type="pdf" xlink:href="/media/economic/2018/2/ilovepdf_com-42-50.pdf" /><abstract xml:lang="ru"><p>The banking sector plays an important role not only in the economic, but also in social life of the country, since it is the main element of confidence&amp;rsquo;s evidence in the economic, but also in public policy.

The banking system has a two levelsin the organization. The first one is represented by the Central Bank of the Russian Federation and the second by commercial banks, so this article studies the second level of the banking system in Russia.

Commercial banks play basic role in the economic activities by investing in various sectors of the economy, since they consider as a broker between lenders (investors) and debtors so they are facing potential risks which try to avoid and minimize.

To determine the performance&amp;rsquo;s efficiency, banks use one of the FAS (financial American standards) &amp;ndash; the American model CAMELS which measures the efficiency of the use of available bank&amp;rsquo;s financial resources.

Based on the indicators of the five represented banks, at the end of the article the authors compiled a rating of the most stable banks of Russia according to this model.</p></abstract><trans-abstract xml:lang="en"><p>The banking sector plays an important role not only in the economic, but also in social life of the country, since it is the main element of confidence&amp;rsquo;s evidence in the economic, but also in public policy.

The banking system has a two levelsin the organization. The first one is represented by the Central Bank of the Russian Federation and the second by commercial banks, so this article studies the second level of the banking system in Russia.

Commercial banks play basic role in the economic activities by investing in various sectors of the economy, since they consider as a broker between lenders (investors) and debtors so they are facing potential risks which try to avoid and minimize.

To determine the performance&amp;rsquo;s efficiency, banks use one of the FAS (financial American standards) &amp;ndash; the American model CAMELS which measures the efficiency of the use of available bank&amp;rsquo;s financial resources.

Based on the indicators of the five represented banks, at the end of the article the authors compiled a rating of the most stable banks of Russia according to this model.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>economy</kwd><kwd>banking system</kwd><kwd>credit organizations</kwd><kwd>commercial bank</kwd><kwd>Central Bank</kwd><kwd>CAMELS model</kwd></kwd-group><kwd-group xml:lang="en"><kwd>economy</kwd><kwd>banking system</kwd><kwd>credit organizations</kwd><kwd>commercial bank</kwd><kwd>Central Bank</kwd><kwd>CAMELS model</kwd></kwd-group></article-meta></front><back><ref-list><title>Список литературы</title><ref id="B1"><mixed-citation>Vladyka M.V., Vaganova O.V., Kucheryavenko S.A., Bykanova N.I., (2016).Analysis of efficiency indicators of a macro region&amp;#39;s economy (on the example of the central federal district) // The Social sciences (Pakistan). 2016. Vol. 11(15). P. 3728-3733.</mixed-citation></ref><ref id="B2"><mixed-citation>Vladyka. M.V., Burdinskaya. D.M., Gorbunova. E.I. , (2017). Development of methods of state banking regulation and supervision: federal and regional aspects of reforming // Fundamental research. 2017. No. 2. Pp. 114&amp;ndash;119.</mixed-citation></ref><ref id="B3"><mixed-citation>2. Isaeva. E.A., Bukhtuev. K.A., Nekhorosheva. M.A., (2016). &amp;nbsp;Analysis of the reliability of commercial banks using the CAMEL rating system // Economics and modern management: theory and practice. 2016. No. 56. Pp. 35-43.</mixed-citation></ref><ref id="B4"><mixed-citation>3. Seliverstov A.V., (2017). Model Camels &amp;ndash; system for assessing the effectiveness of commercial banks / / Alley of Science. 2017. Vol. 2. No 9. Pp. 605-608.</mixed-citation></ref><ref id="B5"><mixed-citation>4. Rating of the largest banks in Russia by assets &amp;ndash; results of 2018 [Electronic resource] // &amp;laquo;RIA Rating&amp;raquo; URL:http://riarating.ru/banks/20180207/630081913.html&amp;nbsp;&amp;nbsp;&amp;nbsp; (date of access: March, 31 2018).</mixed-citation></ref><ref id="B6"><mixed-citation>5. Rating of the largest Russian banks in terms of profitability as of January 1, 2018 [Electronic resource] // &amp;laquo;RIA Rating&amp;raquo; URL: http://vid1.rian.ru/ig/ratings/b_profit_0118.pdf&amp;nbsp; (date of access: March, 31 2018).</mixed-citation></ref><ref id="B7"><mixed-citation>6. Camels Sberbank of Russia [Electronic resource] // Portal of the bank analyst URL: http://analizbankov.ru/bank.php?BankId=sberbank-rossii-1481&amp;amp;BankMenu=camels&amp;nbsp; (date of access: March, 31 2018).</mixed-citation></ref><ref id="B8"><mixed-citation>7. Camels Raiffeisenbank [Electronic resource] // Portal of the bank analyst URL: http://analizbankov.ru/bank.php?BankId=rayffayzenbank-3292&amp;amp;BankMenu=camels(date of access: March, 31 2018).</mixed-citation></ref><ref id="B9"><mixed-citation>8. Camels PostBank [Electronic resource] // Portal of the bank analyst</mixed-citation></ref><ref id="B10"><mixed-citation>URL: http://analizbankov.ru/bank.php?BankId=pochta-bank-650&amp;amp;BankMenu=camels&amp;nbsp; (date of access: March, 31 2018).</mixed-citation></ref><ref id="B11"><mixed-citation>&amp;nbsp;</mixed-citation></ref><ref id="B12"><mixed-citation>URL: http://analizbankov.ru/bank.php?BankId=rossel-hozbank-3349&amp;amp;BankMenu=camels&amp;nbsp; (date of access: March, 31 2018).</mixed-citation></ref><ref id="B13"><mixed-citation>10. Camels Vtb [Electronic resource] // Portal of the bank analystURL: http://analizbankov.ru/bank.php?BankId=vtb-1000&amp;amp;BankMenu=camels&amp;nbsp; (date of access March, 31 2018).</mixed-citation></ref><ref id="B14"><mixed-citation>11. Rating of banks by volume of capital as of January 1, 2018 [Electronic resource] // &amp;laquo;RIA Rating&amp;raquo;URL: http://vid1.rian.ru/ig/ratings/banki_07_01_18.pdf&amp;nbsp; (date of access: March, 31 2018).</mixed-citation></ref><ref id="B15"><mixed-citation>12. Rating of banks by the volume of equity capital on January 1, 2018 [Electronic resource] / / &amp;laquo;RIA Rating&amp;raquo; http:// &amp;laquo;RIA Rating&amp;raquo;&amp;nbsp;&amp;nbsp; URL:riarating.ru/banks/20180222/630083713.html (date of access: March, 31 2018).</mixed-citation></ref><ref id="B16"><mixed-citation>2018).</mixed-citation></ref></ref-list></back></article>