<?xml version='1.0' encoding='utf-8'?>
<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Publishing DTD v1.2 20190208//EN" "http://jats.nlm.nih.gov/publishing/1.2/JATS-journalpublishing1.dtd">
<article article-type="research-article" dtd-version="1.2" xml:lang="ru" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink"><front><journal-meta><journal-id journal-id-type="issn">2409-1634</journal-id><journal-title-group><journal-title>Research result. Economic Research</journal-title></journal-title-group><issn pub-type="epub">2409-1634</issn></journal-meta><article-meta><article-id pub-id-type="doi">10.18413/2409-1634-2019-5-3-0-5</article-id><article-id pub-id-type="publisher-id">1802</article-id><article-categories><subj-group subj-group-type="heading"><subject>FINANCE</subject></subj-group></article-categories><title-group><article-title>COMPARATIVE ANALYSIS OF THE BANKING SECTOR LENDING MARKET IN TVER AND BELGOROD REGIONS: PROBLEMS AND DEVELOPMENT PROSPECTS</article-title><trans-title-group xml:lang="en"><trans-title>COMPARATIVE ANALYSIS OF THE BANKING SECTOR LENDING MARKET IN TVER AND BELGOROD REGIONS: PROBLEMS AND DEVELOPMENT PROSPECTS</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Dombrovskaya</surname><given-names>Veronica Evgenevna</given-names></name><name xml:lang="en"><surname>Dombrovskaya</surname><given-names>Veronica Evgenevna</given-names></name></name-alternatives><email>Dombrovskaya.VE@tversu.ru</email></contrib></contrib-group><pub-date pub-type="epub"><year>2019</year></pub-date><volume>5</volume><issue>3</issue><fpage>0</fpage><lpage>0</lpage><self-uri content-type="pdf" xlink:href="/media/economic/2019/3/Экономические_исследования_окон_сентябрь_-45-52.pdf" /><abstract xml:lang="ru"><p>The article provides a comparative analysis of the market of crediting of the population by banking sector in Tver and Belgorod regions and describes a classification of loans, the amount of loans, deposits and other funds placed by credit institutions. The author analyzes the sphere of bank lending: the number of credit institutions, loans to individuals-residents, and debt on them, housing lending primary market in the regional context. The article describes the problems arising in the market of bank lending to the population and provides some the conclusions.</p></abstract><trans-abstract xml:lang="en"><p>The article provides a comparative analysis of the market of crediting of the population by banking sector in Tver and Belgorod regions and describes a classification of loans, the amount of loans, deposits and other funds placed by credit institutions. The author analyzes the sphere of bank lending: the number of credit institutions, loans to individuals-residents, and debt on them, housing lending primary market in the regional context. The article describes the problems arising in the market of bank lending to the population and provides some the conclusions.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>lending to the population</kwd><kwd>banking sector</kwd><kwd>loans</kwd><kwd>loan</kwd><kwd>credit</kwd></kwd-group><kwd-group xml:lang="en"><kwd>lending to the population</kwd><kwd>banking sector</kwd><kwd>loans</kwd><kwd>loan</kwd><kwd>credit</kwd></kwd-group></article-meta></front><back><ref-list><title>Список литературы</title><ref id="B1"><mixed-citation>&amp;nbsp;Vaganova O.V., Prokopova L.I., Zabnina G.G., 2019. Analysis of the state of regional budgets in the Central Federal District // Bulletin of the South-West State University. Series: Economics. Sociology. Management. 2019.Vol. 9. No. 3 (32): 109-115. (in Russian)</mixed-citation></ref><ref id="B2"><mixed-citation>Ershova E.V., Goncharova E.V., 2017. The role of consumer lending in strengthening the innovative potential of the country&amp;#39;s economy // Scientific and methodical electronic journal &amp;ldquo;Concept&amp;rdquo;. 2017. 2. 651-654. URL: http://e-koncept.ru/2017/570129.htm (Accessed 09 May 2019). (in Russian)</mixed-citation></ref><ref id="B3"><mixed-citation>Efremova I. A., 2014. Problems of bank lending to the population at the present stage // Young scientist. 2014. No. 18. P. 362-364. URL https://moluch.ru/archive/77/13310/ (accessed September 5, 2019). Information about the banking system of the Russian Federation. Central Bank of the Russian Federation. 2019. URL: https://www.cbr.ru/statistics/pdko/lic/ (Date of access: September 6, 2019). (in Russian)</mixed-citation></ref><ref id="B4"><mixed-citation>&amp;nbsp;Information on funds placed by credit organizations. Central Bank of the Russian Federation. 2019. URL: https://www.cbr.ru/statistics/?PrtId=pdko_sub (Accessed 09 May 2019). (in Russian)</mixed-citation></ref><ref id="B5"><mixed-citation>Lavrushin O.I., 2017. The basic foundations of the theory of credit and its use in the modern economy // Journal of Economic Regulation. 2017 .8. (2). 6-15. DOI: 10.17835 / 2078-5429.2017.8.2.006-015. URL: http://hjournal.ru/files/JER_8_2/JER_8.2_1.pdf (Accessed 09 May 2019). (in Russian)</mixed-citation></ref><ref id="B6"><mixed-citation>The main directions of development of the financial market of the Russian Federation for the period 2019-2021. M.: Bank of Russia. 2019. 63 p. (in Russian)</mixed-citation></ref><ref id="B7"><mixed-citation>Ostrozhkova A.S., Dorozhkina N.I., Fedorova A.Yu., 2017. The problem of overdue debts of banks in the conditions of economic instability // Socio-economic phenomena and processes. 2017. Vol.12. No. 5. P. 119-124. DOI: 10.20310 / 1819-8813-2017-12-5-119-124. URL: https://cyberleninka.ru/article/v/problema-prosrochennoy-zadolzhennosti-bankov-v-usloviyah-ekonomicheskoy-nestabilnosti (Accessed 09 May 2019). (in Russian)</mixed-citation></ref><ref id="B8"><mixed-citation>Market indicators for housing (mortgage housing) lending (retrospective information until 02/01/2019). Central Bank of the Russian Federation. URL: https://www.cbr.ru/statistics/pdko/Mortgage/retro/ (Accessed 09 June 2019). (in Russian)</mixed-citation></ref><ref id="B9"><mixed-citation>&amp;nbsp;Information on placed and attracted funds (retrospective information until 02/01/2019). Central Bank of the Russian Federation. URL: https://www.cbr.ru/statistics/pdko/sors/retro/ (Accessed 09 June 2019). (in Russian)</mixed-citation></ref><ref id="B10"><mixed-citation>Solovjeva N.E., 2018. Ways to increase the competitiveness of banks with state participation in the national banking services market / N.E. Soloviev, N.I. Bykanova, Alnakula Majd // Scientific Bulletin of BelSU. Ser. Economy. Informatics. 2018, (45), 2: 273-280. (in Russian)</mixed-citation></ref><ref id="B11"><mixed-citation>&amp;nbsp;</mixed-citation></ref><ref id="B12"><mixed-citation>The population of the Russian Federation by gender and age. Federal State Statistics Service. 2019.URL: http://www.gks.ru/wps/wcm/connect/rosstat_main/rosstat/ru/statistics/publications/catalog/doc_1140095700094 (Accessed 05 September 2019). (in Russian)</mixed-citation></ref><ref id="B13"><mixed-citation>Yusupova OA, 2017. About overdue debt in the loan portfolios of Russian banks, the reasons for its occurrence and methods of working with it // Finance and Credit. 2017. Vol.12. No. 5. P. 14-25. (in Russian)</mixed-citation></ref></ref-list></back></article>