2409-1634Research result. Economic Research2409-163410.18413/2409-1634-2019-5-3-0-61803FINANCEINSTITUTIONAL ANALYSIS OF THE STRUCTURE OF THE REGIONAL BANKING SYSTEM OF THE RUSSIAN FEDERATIONINSTITUTIONAL ANALYSIS OF THE STRUCTURE OF THE REGIONAL BANKING SYSTEM OF THE RUSSIAN FEDERATIONShabanovaJulia NikolaevnaShabanovaJulia Nikolaevnakafedraturizm@gmail.comChaykinDmitry SergeevichChaykinDmitry Sergeevichkafedraturizm@gmail.com20195300

The article considers the problem of institutional development of the regional banking system of the Russian Federation and analysis of its structure. The relevance of the research by the fact that as a result of the emergence of new large banking conglomerates with an extensive system of units and an increase in the list of banking services provided, the implementation of state regulation and control has become a difficult task. Large banks pose a serious threat to the continued functioning of the regional banking system, which forces us to look for new ways to increase the level of competitiveness in the regional credit and financial market. The aim of the work is the theoretical and methodological elements of the formation and development of national banking systems in a market economy, with the aim of developing a dynamically functioning banking system in a single national economic complex, in relation to Russian conditions using institutional approaches. The material of the study was Federal laws, reports of the Association of Banks of Russia. The results of the study showed that the Central Bank is a key element of the modern banking system of Russia, which regulates the entire economy through monetary policy aimed at reducing the number of financial institutions and stimulating reorganization in the form of mergers and acquisitions, which should help increase the capitalization of leading banks. The paper analyzes the presence of corporations and quasi-corporations with the aim of further assessing the institutional provision of macro levels with credit and financial organizations. The dynamics of the share of credit institutions in the regions of the country over the past five years is analyzed. Conclusion. Thus, the regional banking system of Russia is characterized by a high degree of its quantitative infrastructure development. Over the past five years, there has been a steady increase in the number of credit organizations and structural units operating in the region, which leads to the formation of a competitive environment.

The article considers the problem of institutional development of the regional banking system of the Russian Federation and analysis of its structure. The relevance of the research by the fact that as a result of the emergence of new large banking conglomerates with an extensive system of units and an increase in the list of banking services provided, the implementation of state regulation and control has become a difficult task. Large banks pose a serious threat to the continued functioning of the regional banking system, which forces us to look for new ways to increase the level of competitiveness in the regional credit and financial market. The aim of the work is the theoretical and methodological elements of the formation and development of national banking systems in a market economy, with the aim of developing a dynamically functioning banking system in a single national economic complex, in relation to Russian conditions using institutional approaches. The material of the study was Federal laws, reports of the Association of Banks of Russia. The results of the study showed that the Central Bank is a key element of the modern banking system of Russia, which regulates the entire economy through monetary policy aimed at reducing the number of financial institutions and stimulating reorganization in the form of mergers and acquisitions, which should help increase the capitalization of leading banks. The paper analyzes the presence of corporations and quasi-corporations with the aim of further assessing the institutional provision of macro levels with credit and financial organizations. The dynamics of the share of credit institutions in the regions of the country over the past five years is analyzed. Conclusion. Thus, the regional banking system of Russia is characterized by a high degree of its quantitative infrastructure development. Over the past five years, there has been a steady increase in the number of credit organizations and structural units operating in the region, which leads to the formation of a competitive environment.

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