<?xml version='1.0' encoding='utf-8'?>
<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Publishing DTD v1.2 20190208//EN" "http://jats.nlm.nih.gov/publishing/1.2/JATS-journalpublishing1.dtd">
<article article-type="research-article" dtd-version="1.2" xml:lang="ru" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink"><front><journal-meta><journal-id journal-id-type="issn">2409-1634</journal-id><journal-title-group><journal-title>Research result. Economic Research</journal-title></journal-title-group><issn pub-type="epub">2409-1634</issn></journal-meta><article-meta><article-id pub-id-type="doi">10.18413/2409-1634-2020-6-2-0-1</article-id><article-id pub-id-type="publisher-id">2088</article-id><article-categories><subj-group subj-group-type="heading"><subject>MAIN FEATURE</subject></subj-group></article-categories><title-group><article-title>&lt;strong&gt;Prospects for the development&lt;br /&gt;
of key fintech segments in Russia&lt;/strong&gt;</article-title><trans-title-group xml:lang="en"><trans-title>&lt;strong&gt;Prospects for the development&lt;br /&gt;
of key fintech segments in Russia&lt;/strong&gt;</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Vaganova</surname><given-names>Oksana V.</given-names></name><name xml:lang="en"><surname>Vaganova</surname><given-names>Oksana V.</given-names></name></name-alternatives><email>vaganova@bsuedu.ru</email></contrib><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Konshina</surname><given-names>Lilia A.</given-names></name><name xml:lang="en"><surname>Konshina</surname><given-names>Lilia A.</given-names></name></name-alternatives><email>1082272@bsu.edu.ru</email></contrib><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Belotserkovsky</surname><given-names>Egor D.</given-names></name><name xml:lang="en"><surname>Belotserkovsky</surname><given-names>Egor D.</given-names></name></name-alternatives><email>1409628@bsu.edu.ru</email></contrib></contrib-group><pub-date pub-type="epub"><year>2020</year></pub-date><volume>6</volume><issue>2</issue><fpage>0</fpage><lpage>0</lpage><abstract xml:lang="ru"><p>The article discusses the development prospects of key segments of fintech in Russia, including payments and transfers, financing, insurance, and money management. It was revealed that for the period of 2020-2035 Russian fintech will develop at an accelerated pace, in accordance with global trends. Thus, the volume of transactions using fintech services for payments and transfers in Russia is expected to amount to about $ 14.9 trillion by 2035. Meanwhile, the article focuses on the prerequisites for the development of the domestic fintech industry and the barriers that impede its optimal development</p></abstract><trans-abstract xml:lang="en"><p>The article discusses the development prospects of key segments of fintech in Russia, including payments and transfers, financing, insurance, and money management. It was revealed that for the period of 2020-2035 Russian fintech will develop at an accelerated pace, in accordance with global trends. Thus, the volume of transactions using fintech services for payments and transfers in Russia is expected to amount to about $ 14.9 trillion by 2035. Meanwhile, the article focuses on the prerequisites for the development of the domestic fintech industry and the barriers that impede its optimal development</p></trans-abstract><kwd-group xml:lang="ru"><kwd>fintech</kwd><kwd>financial technology</kwd><kwd>financial ecosystem</kwd><kwd>blockchain</kwd></kwd-group><kwd-group xml:lang="en"><kwd>fintech</kwd><kwd>financial technology</kwd><kwd>financial ecosystem</kwd><kwd>blockchain</kwd></kwd-group></article-meta></front><back><ref-list><title>Список литературы</title><ref id="B1"><mixed-citation>1. Natsional&amp;#39;naja programma &amp;laquo;Tsifrovaja ekonomika Rossijskoj Federatsii&amp;raquo; / Protokol zasedanija prezidiuma Soveta pri Prezidente Rossijskoj Federatsii po strategicheskomu razvitiju i nacional&amp;#39;nym proektam ot 4 ijunja 2019 g. № 7 [Online], available at: https://digital.gov.ru/uploaded/files/natsionalnaya-programma-tsifrovaya-ekonomika-rossijskoj-federatsii_NcN2nOO.pdf (Accessed 25.03.2020).</mixed-citation></ref><ref id="B2"><mixed-citation>2.&amp;nbsp; Bykanova, N.I., Solovej, Ju.A., Gordya, D.V. and Kon&amp;#39;shina, L.A., 2020. Formirovanie ekosistem bankov v uslovijah tsifrovizatsii bankovskogo prostranstva &amp;ldquo;Formation of banks ecosystems in conditions of digitalization of banking space&amp;rdquo; (2020), Nauchnye vedomosti Belgorodskogo gosudarstvennogo universiteta. Serija: Ekonomika. Informatika, 47, 1, 91-100.</mixed-citation></ref><ref id="B3"><mixed-citation>3.&amp;nbsp; Dorokhova, E.N. and Kon&amp;#39;shina, L.A., 2019. Vozmozhnosti i perspektivy razvitija kriptovaljut v Rossijskoj Federatsii &amp;ldquo;Opportunities and perspectives of development of crypt-value in the Russian Federation&amp;rdquo; (2019), Aktual&amp;#39;nye problemy ekonomiki sovremennoj Rossii, 6, 67-69. &amp;nbsp;</mixed-citation></ref><ref id="B4"><mixed-citation>4.&amp;nbsp; Zageeva, L.A., 2018. Tsifrovaja ekonomika Rossii v novom tekhnologicheskom uklade &amp;ldquo;The digital economy of Russia to new technological way&amp;rdquo; (2018), Innovatsionnaja ekonomika i parvo, 10, 28-30.</mixed-citation></ref><ref id="B5"><mixed-citation>5.&amp;nbsp; Koposov, A.V., 2017. Analiz segmenta finteh-tehnologij i ih rol&amp;#39; v razvitii finansovogo rynka &amp;ldquo;Analysis of the fintech technology segment and their role in the development of the financial market&amp;rdquo; (2017), Finansy, nalogi i uchet v stranah dal&amp;#39;nego i blizhnego zarubezh&amp;#39;ja: innovacionnye reshenija, 237-241.</mixed-citation></ref><ref id="B6"><mixed-citation>6.&amp;nbsp; Katrich, A.S., 2017. Finteh &amp;ndash; cherez transformatsiju k novoj ekonomike &amp;ldquo;Fintech &amp;ndash; through transformation to a new economy&amp;rdquo; (2017), Global&amp;#39;nye rynki i finansovyj inzhiniring, 1 [Online], available at: https://cyberleninka.ru/article/n/finteh-cherez-transformatsiyu-k-novoy-ekonomike (Accessed 11.06.2020).</mixed-citation></ref><ref id="B7"><mixed-citation>7.&amp;nbsp; Koroljova, O., 2019. Rossijskie innovatsii v oblasti finteha &amp;ldquo;Russian innovations in the field of fintech&amp;rdquo; (2019), Chipcore, 4. [Online], available at: https://vc.ru/p/fintech&amp;ndash;analysis (Accessed 30.03.2019).</mixed-citation></ref><ref id="B8"><mixed-citation>8.&amp;nbsp; Friedman, M. and Schwartz, A., 1999. Has Government Any Role in Money? (1999), Journal of Monetary Economics, 17, 37-62.</mixed-citation></ref><ref id="B9"><mixed-citation>9.&amp;nbsp; Vaganova, O.V., Bykanova, N.I., Grigoryan, A.S. and Cherepovskaya N.A., 2018. &amp;nbsp;Directions of development of bank technologies applied in the Russian market of retail credit services (2018), Revista Publicando, 15, 2, 1365-1377.</mixed-citation></ref><ref id="B10"><mixed-citation>10.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; FinTech, The American Banker? Science [Online], available at: http://www.americanbanker.com/news/bank-technology/top-100-companies-in-fintech-1071192-1.html (Accessed 25.03.2020).</mixed-citation></ref><ref id="B11"><mixed-citation>11.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Fight for the Customer: McKinsey Global Banking Annual Review (2015), McKinsey &amp;amp; Company [Online], available at: https://www.mckinsey.com/industries/financial-services/ourinsights/thefight-for-the-customer-mckinsey-global-banking-annualreview-2015 (Accessed 25.03.2020).</mixed-citation></ref><ref id="B12"><mixed-citation>12.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Fintech100 &amp;ndash; announcing the world&amp;rsquo;s leading fintech innovators for 2018 (2018), KPMG International [Online], available at: https://h2.vc/wp-content/uploads/2018/11/Fintech100-2018-Report_Final_22-11-18sm.pdf. (Accessed 25.03.2020).</mixed-citation></ref><ref id="B13"><mixed-citation>13.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Williams-Grut, O., 2015. The 24 fintech &amp;lsquo;unicorns&amp;rsquo; worth over $1 billion ranked by value (2015), Business Insider Australia Science [Online], available at: http://uk.businessinsider.com/the25-fintech-unicorns-ranked-by-value-2015-7?utm_content=buffer05d0a&amp;amp;utm_medium=social&amp;amp;utm_source=twitter.com&amp;amp;utm_campaign=buffer (Accessed 28.04.2020).</mixed-citation></ref><ref id="B14"><mixed-citation>14.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; World&amp;rsquo;s Largest Banks, Banks Around the World. [Online], available at: http://www.relbanks.com (Accessed 07.05.2020).</mixed-citation></ref><ref id="B15"><mixed-citation>15.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Global FinTech Adoption Index (2019), EY [Online], available at: https://www.ey.com/en_gl/ey-global-fintech-adoption-index (Accessed 07.06.2020).</mixed-citation></ref><ref id="B16"><mixed-citation>16.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Dannye venchurnogo skanera &amp;ldquo;Venture Scanner Data&amp;rdquo;, Deloitte [Online], available at: https://www2.deloitte.com/ru/ru/pages/research-center/articles/archive.html (data obrashhenija: 20.04.2020).</mixed-citation></ref><ref id="B17"><mixed-citation>17.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Osnovnye napravlenija razvitija finansovogo rynka Rossijskoj federatsii na period 2019-2021 gg: otchet Banka Rossii &amp;ldquo;The main directions of development of financial technologies for the period 2019-2021: report of the Bank of Russia&amp;rdquo; (2019) [Online], available at: https://www.cbr.ru/Content/Document/File/71220/main_directions.pdf (Accessed 07.05.2020).</mixed-citation></ref><ref id="B18"><mixed-citation>18.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Osnovnye napravlenija razvitija finansovyh tehnologij na period 2018-2020 g.: otchet Banka Rossii &amp;ldquo;The main directions of development of financial technologies for the period 2018-2020: report of the Bank of Russia&amp;rdquo; (2018) [Online], available at: http://www.cbr.ru/statichtml/file/36231/on_finteh_2017.pdf (Accessed 07.05.2020).</mixed-citation></ref><ref id="B19"><mixed-citation>19.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Otchet o razvitii otrasli Finteh v Rossii v 2017 godu &amp;ldquo;Report on the development of the Fintech industry in Russia in 2017&amp;rdquo; (2017), Observatorija Fintech [Online], available at: http://fintech-ru. com/razvitie-otrasli-finteh-v-rossii-2017/ (Accessed 25.05.2020).&amp;nbsp;</mixed-citation></ref><ref id="B20"><mixed-citation>20.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Razvitie tsifrovoj ekonomiki v regionah Rossii: Potentsial i perspektivy &amp;ldquo;Digital Economy Development in Russian Regions: Potential and Prospects&amp;rdquo;, Science [Online], available at: http://sii-potentsial-i-perspektivy/discussion (Accessed: 02.02.2020).</mixed-citation></ref></ref-list></back></article>