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CREDIT-INVESTMENT POTENTIAL OF BANKS. REGIONAL ASPECT

To create and maintain the banking institutions in a stable condition all cash flows must be managed efficiently, which is reflected through the management of financial instruments, which are recognized in the assets, liabilities, off-balance sheet claims and liabilities. Financial instruments, which are applicable in the present, past and future, including off-balance sheet assets and liabilities, banking institutions receive or pay in the future, that directly affects the results of operations and financial condition. The article examines the peculiarities of efficient banking operation, as well as the indices influencing its efficiency. It also analyses the functioning of commercial banks of Ukraine by their main quantitative and qualitative indices; examines the connection of regional peculiarities and crediting and investment activity of the banks of Ukraine, their influence on efficient functioning of banks in different regions. The article also analyses the location of commercial banks on the territory of Ukraine.

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