DOI:
10.18413/2409-1634-2020-6-4-0-11
The role and significance of financial literacy
of the population for effective development of the Russian economy on the example of the Republic of Bashkortostan
The study revealed theoretical some aspects of the concept of financial literacy, its place and role in human functional literacy. An analysis of the federal and regional legislative framework in the field of financial literacy development of Russia is given. The level and current trends in financial literacy was identified. A sociological survey of young people on the level of financial literacy was implemented. Existing problems and shortcomings were identified. Recommendations were made to improve the effectiveness of financial literacy activities.
Keywords: financial literacy of the population,
financial literacy program,
savings,
investment,
financial sustainability of the family.
Number of views: 1080 (view statistics)
Количество скачиваний: 4067
While nobody left any comments to this publication.
You can be first.
1. Anthes W.L., (2004). Frozen in the headlights: The dynamics of women and money / W.L.Anthes. Journal of Financial Planning. 2004. 13 (9). – P. 130-142.
2. Atkinson A., Messy, F-A., (2012)Measuring Financial Literacy: Results of the OECD INFE Pilot Study, OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, 2012, 15.
3. Carpena, F., Zia, B., (2018). The causal mechanism of financial education: Evidence from mediation analysis'. Policy research working paper; The World Bank. – 2018, 8619.
4. Credit history: boom or status quo? . Russian Public Opinion Research Center (VCIOM). 2019. URL: https://wciom.ru/index.php?id=236&uid=9838
5. Kovaleva G.S., (2017). Financial Literacy as a Component of Functional Literacy: International Context. Otechestvennaya i zarubezhnaya pedagogika. 2017. Т.1, 2 (37). 31–43.
6. Lusardi, A., (2008). Financial literacy: An essential tool for informed consumer choice? / A.Lusardi. Dartmouth College Working Paper. – 2008. URL: http://www.dartmouth.edu/~alusardi/Papers/Lusardi_Informed_Consumer.pdf
7. Mandell, L., (2007). Financial literacy of high school students. Handbook of Consumer Finance Research / J.J.Xiao (ed.) – New York : Springer, 2007. – P.163-183.
8. OECD INFE. Measuring Financial Literacy: Questionnaire and Guidance Notes for Conducting an Internationally Comparable Survey of Financial Literacy. – 2011. URL: https://www.oecd.org/daf/fin/financial-education/49319977.pdf
9. Rating of financial literacy of the Russia regions. National Program for Improving Financial Literacy of Citizens «Druzhi s finansami». 2018. URL: https://karta.vashifinancy.ru/
10. Remund D.L., (2010). Financial literacy explicated: The case for a clearer definition in an increasingly complex economy. Journal of Consumer Affairs, 2010, 44(2). – P.276-295.
11. Report on the implementation of the measures plan to increase the level of the population financial literacy of the Republic of Bashkortostan, approved by the Order of the Government of the Republic of Bashkortostan of August 4, 2015 № 828-r (2019). URL: https://minfin.bashkortostan.ru/documents/reports/283660/
12. Strategies of Russians financial behavior in crisis. National Agency of Financial Research (NAFI). 17.04.2020. URL: https://nafi.ru/analytics/issledovanie-kak-rossiyane-spravlyayutsya-s-finansovymi-trudnostyami/
13. What do schoolchildren know about money? Russian Public Opinion Research Center (VCIOM). 2018. URL: https://wciom.ru/index.php?id=236&uid=116637 44% of Russians need to increase financial literacy. National Agency of Financial Research (NAFI). 2018. URL: https://www.nafi.ru/analytics/44-rossiyan-ispytyvayut-potrebnost-v-povyshenii-finansovoy-gramotnosti/